We focus on community development and financial empowerment through small dollar loans, financial education, access to credit building techniques and asset-building opportunities

Are you interested in our loans, education, trainings, or the individual development account?

We appreciate any and all donations. Donations of any level help to fund clients on their path to financial empowerment.

Are you interested in becoming a part of Innovative Changes?

Innovative Changes (IC$) is a nonprofit Community Development Financial Institution loan fund that provides financial education, small-dollar consumer loans, and access to credit building techniques and asset building opportunities.

​​Call us:

(503) 249 5205