You care about helping people achieve and maintain household stability.  Now you can join our efforts at Innovative Changes as we expand our reach to serve more clients.  Your generous donation will be put to good use!

Be a credit builder:

  • $50 covers the cost to deliver and manage a credit builder loan so a borrower can establish and/or increase her credit score.

  • $150 provides the capital for credit builder loan for an individual to establish or increase his credit score.  (Your donation can be made in monthly installments of just $12.50).


Be a stabilizer:

  • $75 covers the cost to deliver and manage a responsible, small dollar installment loan so a borrower can work through a short-term financial need in a manner that sets her up for success.

  • $600 provides the capital for a responsible, small dollar installment loan so a borrower can take control and move forward to improving his situation. (Just $50 per month).

Be an asset builder:

  • $25 sponsors an individual to attend our 4-part household resiliency financial education class on cash flow planning, budgeting, saving, banking, and credit.

  • $120 covers 6 months of intensive individual financial coaching for one family.

  • $150 Funds the costs of developing and delivering a monthly financial seminar on topics such as tax time preparation, consolidating student loans and talking to your kids about money.

  • $500 Enables us to reach more clients with more workshops, coaching and seminars.

Monthly giving program:

Whatever amount you can afford, you can set it up for monthly automatic payments to ease your cash flow.  If you have bill pay service with your bank you can set up Innovative Changes to receive regular monthly payments.  If you prefer, we can process a monthly ACH transaction on your behalf.  Contact us at to set up your monthly giving program.