Fall 2011 Workshops

Financial Household Stability Group Workshops

Once again we will be offering our 4 part series of Financial Household stability classes. These classes can be taken individually or as a series and are meant to supply you with tools to organize your finances and plan for a strong financial future! The classes will be taught at two different locations throughout the January and February. Read the course descriptions and details below to sign up today!

Part 1: Making Ends Meet

Feel like you’re always struggling to make ends meet? Take an inventory of your values and priorities. Follow a family as they analyze their spending and decide how to juggle income to cover expenses. You will benefit from valuable tools and strategies that you can put to work for you to make an immediate, positive impact on your financial situation. This class will be offered on two occasions:

• Tuesday, October 11,  3-5 pm.

New Columbia Opportunity Center, 4610 N Trenton St,

• Saturday, October 8,  10am – 12pm

2011 Lloyd Center Mall (3rd floor)

Part 2: Budgeting and Saving
You may have heard that sticking to a budget and saving money will help you weather the shock of an unexpected expense, but it can seem impossible when time and money are limited. This workshop is designed to provide you with the tools you need so that budgeting and saving is within your reach.

This class will be offered on two occasions:

• Tuesday, October 18,  3-5 pm.

New Columbia Opportunity Center, 4610 N Trenton St,

• Saturday, October 8,  12:30am – 2:30pm

2011 Lloyd Center Mall (3rd floor)

Part 3: Hands-On Banking
Do your current methods of managing income and paying bills not work for you?  Do you frequently owe fees that you find confusing and expensive? Join us for this exploration of banks, credit unions and the services they offer. You will discuss various ways that you might utilize financial institutions to manage your income and learn about the many ways in which having an account at a bank or credit union can help–or hurt–your personal finances. You’ll come away with a clear picture of what services might be right for you.

This class will be offered on two occasions:

• Tuesday, October 25,  3-5 pm.

New Columbia Opportunity Center, 4610 N Trenton St,

• Saturday, October 15,  10am – 12pm
  

2011 Lloyd Center Mall (3rd floor)

Part 4:           Building, Repairing and Protecting Credit
Good credit is a crucial ingredient to most recipes for financial success, but what does it mean to have good credit and what can be done if you have poor credit or no credit history at all? The answers to these questions and more will be explored in this workshop. We will explore the basic components of a credit report and talk about what you can do to address inaccurate or damaging items. Other topics covered include steps you can take when turned down for credit and information about your rights related to credit.

This class will be offered on two occasions:

• Tuesday, November 1,  3-5 pm.

New Columbia Opportunity Center, 4610 N Trenton St,

• Saturday, October 15,  12:30am – 2:30pm
  

2011 Lloyd Center Mall (3rd floor)

Classes cost $5 each or $15 for the whole series. Register for workshops online at: http://www.innovativechanges.org/workshop-registration

Or by calling Talia at (503) 943-5620